Helping first-time home buyers across Riverside, San Bernardino, and Orange County get into a home with FHA, VA, and conventional financing for new construction or resale.
Active builder communities across the Inland Empire and Orange County: KB Home, Lennar, Pulte, and Taylor Morrison.
Community names, pricing, and availability change constantly. Each "View live communities" link goes straight to current, real-time listings, always the source of truth over anything static on this page. Estimated payments assume FHA financing: 3.5% down, 4.99% rate, 2.0% effective property tax rate (reflecting typical Mello-Roos/CFD assessments common in new construction). Low end reflects the most affordable active product in that city, including condos/townhomes where builders are genuinely selling them, through the highest-priced single-family product currently available. Not a loan offer. Use the payment calculator below for your exact scenario.
Four steps from first conversation to house-hunting with confidence.
We talk through your goals, timeline, and what city fits your budget and lifestyle.
Pay stubs, bank statements, and ID go to a trusted FHA/VA lender for review.
You get a clear number: what you're approved for and your estimated payment.
Now we shop with real numbers, whether that's resale or a new construction lot.
General minimums for FHA and VA loans. Every lender and file is different. This is a starting point, not a guarantee.
Figures are general FHA/VA program guidelines, not financial advice. Actual qualification depends on your lender and full financial picture.
Defaults are set for a first-time FHA buyer: 3.5% down, 650+ credit, 1.8% tax rate. Adjust anything to match your scenario.
Estimate only. Actual payment depends on your lender, final rate, insurance quote, and closing costs. Not a loan offer or preapproval.
Book a call, send a DM, or reach out directly, whichever's easiest.